Client's own factsChecked by ZatraDated in writingDelivered finishedBusiness plans
Client's own factsChecked by ZatraDated in writingDelivered finishedPlan pages
Business plans and feasibility studies built on real data.
The Client shares the business, the market and the money sought. Zatra Consultants writes the plan and the feasibility study with the verdict on page one, a lender summary and a 60-month Excel model, every figure with its source and date.
What the Client is worried about, and what the finished document carries to answer it.
Worry
The bank returned the plan for missing evidence.
Relief
Every buyer segment is tagged Proven, Indicated or Assumed. Reserved and restricted activities, licences and the order of registrations come before any figure.
Worry
The owner cannot tell whether the idea clears a lender's tests.
Relief
A GO, REVISE or STOP verdict on the first page, worked out from written tests on project IRR, debt service cover and the evidence behind demand. Nobody tunes it by hand.
Worry
The lender will not read forty pages.
Relief
A lender summary in the order a lender reads, a deck and a one-page teaser that ask for the decision.
Worry
The numbers are in someone's head.
Relief
A 60-month Excel model with live formulas and a Base, Downside and Upside switch.
What the reader checks
Built for the reader who decides.
Opens the documentThe verdict or the answer sits on page one.
Checks the evidenceEach figure traces to a dated source.
DecidesApprove, revise or decline, with the reason in hand.
The six files for each sector
Business plan
Feasibility study
Lender summary
Investor deck
One-page teaser
60-month financial model
What the reader tests
Project IRR
Debt service cover
The evidence behind demand
Licences and the order of registrations
The downside case
Rejections handled
Where documents get turned down.
Rejected byA lender or bank
The reason given
The plan is returned for missing evidence.
The finished document carries
A GO, REVISE or STOP verdict on page one, from written tests on project IRR and debt service cover
Every buyer segment tagged Proven, Indicated or Assumed
A 60-month model with a downside case
Details in
What the Client shares.
Documents that must prove something. Where real data is not yet available, the data is gathered first and the timeline follows it. The written quote states the date for the scope agreed.
Details inOne short form
Zatra checksSources and figures
NEMBO designsOne identity
DeliveredEditable and print files
The Client shares
The business, the sector and the location
The amount sought and what it is for
Existing figures: sales, costs, quotes, licences
Who will read it: a lender, investor, regulator or board
What this is not
A plan is the Client's case, tested. No claim is made that any bank or authority requires a plan, other than where a primary source says so. Not legal, tax, valuation or investment advice.
What comes back
Itemised, not described.
Business plan
The sector's real problem, the market, the operation and the money, in the order a lender reads.
Feasibility study
Written tests on project IRR, debt service cover and the evidence behind demand, with the verdict on page one.
Lender summary
Fourteen pages in the order a lender reads, built to be sent without the full plan.
Investor deck and teaser
A deck that asks for the decision, and the case on one page for the first message.
60-month Excel model
Live formulas with a Base, Downside and Upside switch, in TZS or USD.
Evidence tags
Each segment is tagged Proven, Indicated or Assumed, so the reader sees what is measured.
The difference
Others, do it yourself, or Zatra and NEMBO.
The same document, three ways to get it.
Other providers
Do it yourself
Zatra and NEMBO
Verdict
Optimistic throughout
None
GO, REVISE or STOP on page one, from written tests
Evidence
Claims without a source
Whatever is to hand
Proven, Indicated or Assumed, on every segment
Model
A static table
A spreadsheet with hard-coded figures
60 months, live formulas, Base, Downside and Upside
Regulation
Mentioned at the end
Often missed
Reserved activities and licences tested before any figure
Reader
One plan for every reader
One plan for every reader
Plan, summary, deck and teaser for the lender, investor and authority
Time, cost and sales figures are service targets set against the Client's own baseline and stated in the written quote. They are not guarantees.
Timeline, By scope
Set by scope
Set by the evidence.
The date depends on the data available. Where real data does not yet exist, it is gathered first. The written quote states the date.
Cooperation
Advisers keep their clients.
Accountants, lawyers, consultants and agencies can refer this work, share it or hand over the part that does not fit, so the Client is served and nobody competes for the brief.
Zatra Consultants Limited authors the content and checks the figures. NEMBO designs and delivers. The reply carries the written quote and the delivery time.
Zatra Consultants Limited: zatra.co. Registration, licensing and investment advisers whose routes the plan follows.
Questions
Questions about business plans.
How long does a plan take?
The timeline depends on the documents and the data. The quote states the date for the scope agreed, and a slip is flagged on day two.
Does the Client get a template?
No. The plan is written on the Client's business and the Client's figures, and the model carries the Client's inputs.
Where does the data come from?
From the Client, from public sources cited with their date, and from field research where the scope includes it. Assumed figures are labelled as assumed.
